Will Home Insurance Cover The Cost Of Patio Doors?


Home Renovation

No matter how careful you might be with your home and how well-maintained your home’s interior and exterior are, accidents still happen. It’s enough for a kid’s ball to hit the glass at full speed, and your patio doors will smash into a thousand pieces. 

the questions is, will your home insurance cover the cost of patio doors? 

In general, patio doors are covered as part of the home, but it also has the same conditional treatment as the roof, for example. 

The key to whether something is covered by home insurance or not depends on how the damage happened. If a windstorm or a hurricane blew an entire tree through your patio doors, that would be covered under most policies. However, if the door is damaged because your child was playing with your dog, expect to pay for the damage. 

If you want to avoid paying extra for any home damage, double-check your home policy and, if needed, upgrade for the better one, the one that covers even accidents. 

For the best and the fastest patio door replacement, contact ClearMax® Windows & Doors.